Regarding Credit/Debit Card Payments

Regarding credit/debit card payments, we do not charge your card until we know that you are completely happy with your purchase and want to keep it.  Instead we do what is called a "Authorization hold (also card authorization, preauthorization, or preauth), which is the practice within the banking industry of authorizing electronic transactions done with a debit card or credit card and holding this balance as unavailable either until the merchant clears the transaction (also called settlement), or the hold "falls off." In the case of debit cards, authorization holds can fall off the account (thus rendering the balance available again) anywhere from 1–5 days after the transaction date depending on the bank's policy; in the case of credit cards, holds may last as long as 30 days, depending on the issuing bank.

CustomerService@TheWigEmporium.com
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