*How to File for Insurance Reimbursement
Many people with Alopecia Areata are trying to convince insurance carriers to cover the cost of a prosthesis even when the law does not require it. Information from people who have succeed in obtaining insurance payments for hair prostheses or medical treatments has been compiled in NAAF’s Insurance Packet. NAAF will provide this packet upon request.
Here, in brief, are the steps we suggest you follow to convince an insurance carrier to cover the cost of hair prostheses or medical treatment:
Prepare for Denial of Your Claim
Consider Small Claims Court
Contact Your State Insurance Commissioner
*NAAF Ascot Fund
NAAF’s Ascot Fund puts hair prostheses within reach! This special program was established thanks to an anonymous donor who wished to help adults and children with alopecia areata purchase a hairpiece. A small number of organizations offer assistance for hairpieces to children but not to adults, making this program the first we know of its kind. Over one hundred individuals have benefited from the fund since the start of the program in January 2004.
You are eligible for the Ascot Fund if you meet the following requirements:
The maximum amount awarded is $500. The applicant needs to be able to pay any balance beyond the award amount.
Please call NAAF at 415-472-3780 and ask them about the ASCOT Scholarship.
To receive assistance in ordering your wig, please contact The Wig Emporium's customer service.
Dear NAAF Ascot Committee…
“I recently applied for assistance in purchasing a prothesis wig. Financially I could not afford to purchase one. When I heard about your Ascot Fund I knew my dream to get a hair prosthesis would come true and it did! I can curl it, blow dry it and most of all let the wind blow it around without the worry of it coming off or the lining showing. It doesn’t itch and looks and feels 100% better!”
“Thank you for helping my dream to come true!”
“I would like to express my deepest gratitude and appreciation for you, the NAAF and the donor(s) to the Ascot Fund. This award will significantly alleviate the financial burden of purchasing a hairpiece. I am very grateful that I can purchase a hairpiece that makes me feel comfortably about my appearance. I hope I will be able to return the generosity in the future. Good luck with your continued work with the NAAF and thank you again.”
“I thank you so much for the financial help with my wig. After many years of cheap wigs and all the stares, laughing and ridicule, I finally feel as though I look like a normal human being”
“I am so glad that the support from your organization is right on time. The new look and feel of my new hair for going back to school where I’m studying culinary arts is just bliss”
“Thank you so much for awarding me the funds to purchase a new hairpiece. I was so delighted and thrilled when I received your timely response…. I am truly grateful to your organization and the help you have extended to me and my family”
“I am so grateful that there are programs and funds out there to help with this disease….I can never express how much I appreciated all of your help.”
“We have never had the funds available to be able to purchase a human hair wig. Your special Ascot Fund has made this possible for Sarah for the first time. She is so excited about being able to wear real hair on her head. To be able to curl it, cut it, twirl it in her fingers, blow dry it, and feel the wind blow through her hair are all things she has only dreamed of.”
“As I was preparing to begin law school in August, I always rule out natural hair wigs as they are so costly. Thanks to you and the NAAF, I will be able to style and play with a wig, something I have not been able to do since my hairloss”
“I can hardly wait for my new look! This is such an incredible relief”