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Insurance Coverage / Tax Deduction
The following information has been compiled from current cancer and alopecia sites and organizations.  Although we do not guarantee approval or reimbursement, these tips may be helpful if you must wear a wig or hairpiece due to cancer treatment or certain types of alopecia (not certain common balding patterns). See notes below for:
(A) Possible insurance coverage, or
(B) Possible tax deduction
  1. Your medical insurance company may cover the full or partial cost for your “cranial prosthesis,” with certain medical diagnoses. * However, if you request coverage for a “wig,” your claim may be denied.
If you lost your hair due to medical reasons such as chemotherapy, alopecia, or certain other medical conditions, a prescription from your physician for a "cranial hair prosthesis" may enable it to be covered under many medical insurance policies.
A doctor’s prescription must indicate your diagnosis (Example: ICD-10 diagnostic codes for Alopecia types, Chemotherapy or Radiation, Scalp Burns or Lacerations).
The prescription must indicate: “Cranial Hair Prosthesis Required.”  Save all related documentation. Receipts from the suppler should indicate “Cranial Hair Prosthesis,” not “Wig.”
A “Cranial Hair Prosthesis” is a medical insurance term for a hair system for those suffering from hair loss due to medical conditions. Prostheses contain a combination of fabrics and compounds that are used to re-create natural hair growth patterns and the look of the scalp. Cranial hair prostheses are NOT budget or department store wigs. Prostheses are made of specialized material - sensitive to the needs of the individual. The fit is adjustable, and it is custom cut and styled. A budget wig may not be considered for reimbursement.
*Consult your oncologist, dermatologist, or other treating physician.
  1. Your income tax return can include the cost of the Cranial Hair Prosthesis.
Include the cost in the total for your Schedule “A” Deductions for Medical Expenses, treating the prosthesis as a medically needed device. As indicated in the detail for Insurance processing, save all related documentation. Receipts should indicate “Cranial Hair Prosthesis,” not “Wig.”
*Consult a tax accountant for professional guidance.
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